Planning for long-term care for your aging loved one is important. Nursing facilities and assisted living care are very expensive and can decimate your loved one’s finances.
Elder Care Direction can assist your loved one with Medicaid planning to make certain that he or she will qualify when the time comes for nursing home or assisted living care. We provide comprehensive services and can help to save your family thousands of dollars.
When your loved one is rapidly aging, it can be anxiety-producing for your family. In addition to trying to make decisions about the type of care that your loved one might need, you will also have to figure out how to pay for it. Skilled nursing facilities and assisted living homes are very expensive.
Fortunately, Pennsylvania Medicaid offers a safety net on which you might be able to rely. However, the application process is long and confusing, and many applicants have trouble when they attempt to navigate the guidelines. With our comprehensive services, you will have a case manager who can help you throughout the process.
Medicaid is a state and federal program that is designed for people who need health care. While a large percentage of Medicaid funds provide for the health care needs of pregnant women and children, the remaining funds provide care for the disabled and the elderly.
The federal government funds approximately 60 percent of the budget while the states pay for the remaining 40 percent. States also set the eligibility guidelines and the coverage that is provided. In Pennsylvania, people are able to enjoy great coverage through the long-term care options.
Eligibility for Medicaid in Pennsylvania is based on three criteria, including the following:
The financial eligibility requirements for Pennsylvania Medicaid include the following:
After a person is approved for Medicaid, his or her income will then go to the facility. Medicaid pays for the difference between the income and the cost of care. Countable income includes pensions, Social Security and other funds that come on a monthly basis. People are able to keep certain amounts from their monthly incomes, including the following:
A dependent child or a spouse who remains in the community may be allowed to keep some or all of the Medicaid recipient’s income in some situations. Medicaid will verify the medical needs of the applicant. For medical eligibility, the applicant’s doctor and family members will need to complete some required forms. In some cases, the Department of Health may send a nurse to complete clinical testing.
At Elder Care Direction, we have an in-depth understanding of the regulations and rules that govern Medicaid in Pennsylvania. When small errors are made in the application process, there may be months of expensive care that are not covered. We can help you to avoid this scenario through careful planning. Some of the things that we can assist you with include the following:
We treat all of our Medicaid clients fairly. You will have a dedicated case manager who will be understanding and compassionate as he or she guides you through the complete process. We will continue working until your eligibility for Pennsylvania Medicaid has been approved. When you choose Elder Care Direction, we will do the following for you:
Contact Elder Care Direction today to schedule your Medicaid planning consultation.