The U.S. Census Bureau reports that more than 7.6 million people in the U.S. are living with chronic health conditions and are receiving in-home care. When you think about the number of people who are being cared for by family members, the number is even higher. Many people who receive in-home care are older adults who might otherwise live in long-term care facilities. If you are wanting to learn more about the options that your loved one might have, Elder Care Direction may be able to advise you.
Types of home care agencies
Some home care agencies are licensed to offer both health care and personal care services. Others only offer personal care services. Here are the differences between these types of agencies.
Personal care services are considered to be unskilled care that is provided by home care aides or certified nurse assistants. This may include help with basic tasks such as bathing, grooming, cooking, cleaning, and toileting. They are not able to provide medical care beyond giving reminders to take medications.
Home health services are considered to be medical care and are provided by skilled professionals such as registered nurses. These agencies are often Medicaid and Medicare certified and are regulated by the state and federal governments.
Paying for home care
There are several options to pay for home care. People who are able may pay out-of-pocket. Medicaid or Medicare may pay for home health services. Private insurance may be used to pay for medical assistance but not for personal care.
When it comes to paying for home care, there are several options.
Home care needs assessment
Most agencies that offer in-home care services are willing to go to a potential client’s home to complete a free needs assessment. When these assessments are performed, the agency staff person will meet with a family member in the elder person’s home. The staff will want to see the layout of the home and the area in which they require care. The staff will also determine what the care needs are and how frequently the care is needed. The staff may ask what types of assistance the older adult needs and decide how many hours a week care might be appropriate. To learn more about home care, contact Elder Care Direction today by filling out our contact form.