Some people begin thinking about moving as they grow older. Senior citizens who are still mentally and physically able to live on their own and who also would enjoy socializing with others of their own age group might want to think about moving to an independent living community. The professionals at Elder Care Direction can help you to determine whether or not an independent living community is the right option for you or for your parent. These communities are secure and offer the opportunity for people to enjoy active lifestyles while still receiving some low-maintenance services.
Things to consider
There are several things that people should consider when they are thinking about whether or not independent living might be a good choice. These communities are generally meant for people who are still in good health who are able to manage their medical appointments and their medications independently. Independent living is a great choice for people who want to live in a community with people of their own age group and who would like to live a hassle-free lifestyle. The communities are not cheap, so if they cannot afford to rent or buy in these communities, they might want to consider whether or not they might be eligible for low-income housing for seniors.
Seniors who are unable to care for themselves independently should consider assisted living or nursing home care instead. People who think that independent living would work well should understand the key differences between the three primary types of these communities.
Retirement communities
Retirement communities are considered to be the senior living option that is the most independent. These are neighborhoods for older adults who are active and who want to live around people who are of their same age group. These communities are also called age-restricted communities and often have minimum ages for residents. Retirement communities generally do not provide any services beyond ground maintenance, but they may offer some amenities such as a tennis court, pool, golf course and others. The homes may be condominiums, single-family houses, modular homes or townhouses.
Senior apartments
These are normally included as a part of a facility that offers different care levels that range from independent living to assisted living. Senior apartments may include such services as transportation, laundry and housekeeping. The residents may have the option to dine in the community dining area rather than cooking. There may also be more security features since staff will be present 24 hours a day. Senior apartments may be a good choice for active elderly adults who want to live independently while enjoying services that allow them to spend more time enjoying the amenities. In order to live in senior apartments, elderly adults must be able to complete the activities of daily living such as bathing and dressing independently.
Low-income senior housing
Affordable senior housing is similar to senior apartments, but these facilities offer rents that are below the market rate. The rents are subsided by the Department of Housing and Urband Development. There are normally waiting lists for these programs, making it important to sign up long before your loved one might need housing.
Paying for independent living
Seniors who are not eligible for government-subsidized or low-income housing will be responsible for paying for independent living. The costs are not covered by long-term care insurance, Medicare or Medicaid. People may either purchase their homes or rent them. They may also need to think about the association fees. Many communities charge fees that can be yearly, monthly, quarterly or one-time.
Moving to an independent living community can help older adults to enjoy a good quality of life while living in more secure areas. to learn more about whether this option might be the right choice for you or your loved one, contact Elder Care Direction today to schedule your consultation.
