If your elderly loved one needs help to pay for long-term care, he or she might be eligible for Medicaid if his or her income and assets meet the guidelines. Medicaid is a joint program between the state and federal governments. the states are able to set the benefits that they offer and the criteria…
Medicaid might help to pay for nursing home care if you have a low income and limited assets. States have different eligibility rules and benefits. Most will pay for personal care and medical services for people who live with an illness or disability no matter their ages. The staff at Elder Care Direction can help…
As people grow older, finding affordable senior housing can be difficult. Older adults may pay a disproportionate amount of their monthly income on their housing costs, and the housing that they have might not meet their needs. Seniors may pay as much as 50 percent of their incomes on their housing costs when experts recommend…
If you are an older adult who needs to find affordable housing, you might have several options available. one option that you might be qualified for is HUD low-income senior citizen housing. The U.S. Department of Housing and Urban Development offers 23 different programs for older adults. The professionals at Elder Care Direction can explain…
If you are an older adult in the LGBTQIA community, it is important that you understand how Medicare works. Medicare is a national health insurance program that people who are ages 65 and older and who receive Social Security can use to help to pay for their medical care. The professionals at Elder Care Direction…
Most people know that they should have life insurance but may put off getting it. Deciding what type of policy to purchase can be intimidating. The staff at Elder Care Direction help families and elderly people navigate the complex issues that may be involved with the aging process and can help you to understand more…
If you or your loved one has Medicare insurance, it will only pay for a portion of his or her medical costs. The out-of-pocket medical costs can be substantial. One type of policy that you can purchase to supplement Medicare is called a Medigap policy. At Elder Care Direction, we can provide some advice about…
When people reach their golden years, some need to have access to more money so that they can supplement their incomes or can help to pay for their long-term care needs. One potential vehicle for giving older adults access to money is a reverse mortgage. This is a type of home equity loan that lets…
A large component of many people’s retirement plans is Social Security and Medicare. If you are nearing your retirement age, it is important that you understand each of these programs so that you can get the greatest benefits from them. Elder Care Direction is able to explain these programs so that you can make more…
If your loved one has named you to serve as a trustee or a successor trustee for his or her trust, it is important for you to understand the duties that you will have. If you are a successor trustee, you won’t have to do anything unless the grantor becomes incapacitated or passes away. If…